Career Coach Hours at Germanna

Come visit the Career Coach at Germanna this summer!  Complete your registration, class schedule, FAFSA, placement tests, and map out your plan!
13 – FAC 11-4
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20 FAC  9-4
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22 Stafford 8-2
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24 Stafford 8-2
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Germanna Workshops

So you can take advantage of our Guaranteed transfer agreements and complete your bachelor’s degree at a 4 year college or university

Register for a workshop by



Thursday, June 9 – 1:00pm – Fredericksburg Campus, SP1, Room 228


Thursday, June 235:00pm –Fredericksburg Campus, SP1, Room 228

Monday, July 1810:00am – Fredericksburg Campus, SP1, Room 228

Tuesday, August 91:00pm – Fredericksburg Campus – SP1, Room 228



Germanna Community College at the Library!

Meet with representatives to learn about: Becoming a Germanna student, financial aid, transitioning to college, veteran benefits, and career services


Apply on the spot!


Thursday, June 9, 3:00pm – 6:00pm – Porter Branch
Monday, July 113:00pm7:00pm – Salem Church Branch
Tuesday, August 210:00am2:00pm – Porter Branch
No registration necessary!


Community College Schoalrships

VFCCE Scholarships & Funds

Virginia Foundation for Community College Education Scholarships

The mission of the VFCCE is to provide access to education for all Virginians. Through the statewide scholarship program, students have the opportunity to apply for scholarships ranging from $1000 to $10,000. The VFCCE recognizes outstanding students of all ages and backgrounds. Statewide scholarship programs are outlined below. Additional scholarship opportunities are offered directly through Virginia’s 23 community colleges.

Visit our scholarship portal

More than 65 students were awarded scholarships this past year.  To be eligible for a VFCCE scholarship, a student must be a Virginia resident who is enrolled or plans to enroll at one of Virginia’s 23 community colleges.  Scholarship applications for the 2016 – 2017 academic year are due May 16, 2016.  Please visit the scholarship portal for more details on each scholarship and to apply.

Current Scholarships

Click here to see our scholarship recipients for 2015-2016

Potomac Health Foundation Fellows Program

The Potomac Health Foundation Fellows Program provides up to $8,000 in financial assistance and a unique leadership curriculum to second-year students who  demonstrate a preference to pursue a career in a health care field/setting that involves direct patient care or a career that supports healthy communities such as health care administration or medical research. Applicants must attend Germanna or Northern Virginia Community College full-time and reside in the following zip codes: 20112, 22025, 22026, 22079, 22125, 22134, 22172, 22191, 22192, 22193, 22554, and 22556.

Valley Proteins Fellows Program

For the fifth year, extraordinary second-year students attending a Virginia Community College will be selected for the Valley Proteins Fellows Program. This prestigious scholarship will award up to $5,000 for tuition, books, fees and expenses. In addition to the generous award, the Fellows Program will provide recipients with the opportunity to share in special experiences to enhance their academic and leadership potential.

Laurens Sartoris Commonwealth Legacy Scholarship

Funded through the support of the Virginia Hospital and Healthcare Association in honor of Laurens “Larry” Sartoris, former president of VHHA and former chair of the Virginia Foundation for Community College Education. The scholarship provides financial assistance to admitted nursing students attending Virginia’s Community Colleges.

Gerald Baliles Commonwealth Legacy Scholarship

Scholarships will be awarded to first-time college students at Patrick Henry Community College to recognize Governor Gerald Baliles’ many contributions to the improvement of education for all Virginians, through the Patrick Henry Educational Foundation. For additional information and to apply for this scholarship, visit the Patrick Henry website.  The deadline to apply for this scholarship is May 31, 2016.

Kathy Camper Commonwealth Legacy Scholarship

One scholarship will be awarded to a first-time or second year student pursuing a career in information technology or childhood education.

John T. Casteen III Commonwealth Legacy Scholarship

Two scholarships will be awarded to a full-time community college student attending any Virginia Community College who plans to transfer to the University of Virginia.

Eva T. Hardy Commonwealth Legacy Scholarship

Three scholarships will be awarded to community college students who demonstrate potential for public service and civic leadership.

Institute of Real Estate Management (IREM) Scholarship

Established by the Central VA Chapter of IREM to assist students pursuing studies in real estate or property management, one scholarship will be awarded to students attending a college in Central Virginia: Blue Ridge, Central Virginia, Dabney S. Lancaster, Danville, Germanna, J. Sargeant Reynolds, John Tyler, Lord Fairfax, New River, Patrick Henry, Paul D. Camp, Piedmont Virginia, Rappahannock, Southside Virginia, Virginia Highlands, Virginia Western and Wytheville.

Michael A. Smith Commonwealth Legacy Scholarship

Created with a generous leadership gift from Valley Proteins, Inc. along with numerous friends, family, business associates and students to honor Michael Smith, former chairman of the Virginia Foundation for Community College Education (VFCCE).  Three scholarships will be awarded to first-year community college students.

ACG Richmond Commonwealth Legacy Scholarship

One scholarship will be awarded to a student at John Tyler Community College who is pursuing a business degree.  For more information or to apply for this scholarship, please visit the John Tyler Community College website.  The deadline to apply for this scholarship is April 15, 2016.

The Eleanor Saslaw Commonwealth Legacy Scholarships

Through the generosity of Eleanor Saslaw, a scholarship will be awarded to a student attending Patrick Henry Community College. For more information or to apply for this scholarship, please visit the Patrick Henry Community College  website.  The deadline to apply for this scholarship is May 31, 2016

The Virginia Foundation for Community College Education is grateful to our friends and donors who are helping our students attend college and achieve their dreams. Thank you!

For more information, contact:

The Virginia Foundation for Community College Education
300 Arboretum Place, Suite 200  (Note new address!)
Richmond, VA 23236

Dr. Jennifer Sager Gentry
Vice Chancellor for Institutional Advancement

Anne McCaffrey
Director of Development and Scholarships

Financial Aid Terms

As a Career Coach, I am often asked what a financial term means. As you complete forms for aid, you may find yourself having to learn a whole new language. I have compiled this glossary of terms to help you along the way.

Academic Year: The time during which school is in session, typically from September through May.

Accreditation: Accreditation ensures a college or school meets certain minimum quality academic standards, as defined by an accrediting body recognized by the US Department of Education. Only accredited schools can participate in federal student aid programs.

Assets: Assets, when referenced in the FAFSA, refer to income, checking and savings accounts, stocks, bonds, trusts, material goods, and investment or vacation real estate. Do not include your primary residence or retirement accounts, such as IRAs and 401Ks, under FAFSA assets.

Award Letter: An official notice from a school’s financial aid office that details all the aid awarded to the student. If you decide to attend that school, you must return a signed copy of the letter indicating whether you accept or decline each type of aid.

Award Year: The school year for which the financial aid is requested or awarded.

Base Year: The tax year prior to the award year for which you’re requesting financial aid.

Cost of Attendance (COA): The total cost of attending a particular school, including tuition, fees, room and board, books and supplies, transportation, loan fees, childcare, and personal expenses. COA for a specific school may differ depending on whether the student lives on- or off-campus, is married or unmarried, or from in- or out-of-state. The COA allows students to budget college expenses accurately.

CSS Profile: Some private colleges and universities use the College Scholarship Service (CSS) Profile to determine whether a student is eligible for non-federal loans.

Department of Education (DOE): The federal agency that establishes financial aid programs and processes the FAFSA form.

Deferment: A temporary period, common in federal loan programs, when a borrower is not required to make loan payments. In the case of deferred student loans, such as Stafford and Perkins loans, the student begins loan payments at a point in time after graduation.

Custodial Parent: When parents are divorced or separated, the parent with whom the student lived the most time in the past year is considered the custodial parent and the parent who fills out the FAFSA.

Dependent: A student is considered a dependent if he lives with his parents and depends on them for more than half of his living expenses.

Direct Loan: A federal, low-interest loan administered by the college or university.

Disbursement: The time when loan funds are released to the college and/or the student.

Expected Family Contribution (EFC): The contribution the student and/or family are expected to make toward education expenses. It’s a calculation based on the information filed in the FAFSA. Schools use the EFC to calculate a student’s eligibility for financial aid from that institution.

FAFSA (Free Application for Federal Student Aid): A free form you submit to the office of Federal Student Aid (FSA) at the Department of Education. It collects information about student and family finances, which the FSA uses to determine a student’s eligibility for financial aid.

Federal Pell Grant: Federal grants awarded to students with significant financial need, and which do not repayment.

Federal Student Aid Office (FSA): The entity within the Department of Education that processes the FAFSA.

Financial Aid Offer: The total amount of aid a school offers you. Sometimes called “Financial Aid Package.”

Financial Aid Office: The office at a college or university responsible for making financial aid award decisions and communicating with and assisting students and families.

Financial Aid Package: The total amount of aid a school offers each student. Sometimes called “Financial Aid Award.”

Financial Need: The difference between a school’s cost of attendance and the family’s expected contribution. It’s how much each student needs in financial aid dollars to be able to afford a specific school.

Financial Aid: Money awarded to help a student pay for the cost of higher education. Financial aid comes in many forms, including loans, grants, scholarships, and work-study.

Financial Aid Administrator (FAA): Also called Financial Aid Officers, Financial Aid Advisors, and Financial Aid Counselors, these are the college or university employees who work with families to award and administer financial aid.

Fixed Interest Rate: A loan interest rate that remains the same throughout the life of the loan.

Gift Aid: Financial aid, such as grants and scholarships, which the student does not need to repay.

Grace Period: The time period, usually six to nine months, between a student’s graduation and when he or she must begin repaying student loans.

Grant: A type of financial aid award that does not have to be repaid.

Independent Student: A student who meets any of the following criteria:

  • 24 years or older
  • A graduate or professional student
  • Married
  • Has legal dependents
  • A veteran of the U.S. Armed Forces
  • An orphan or ward of the court

Institutional Methodology (IM): A formula colleges use to determine how to allocate the school’s own financial aid funds (versus federal funds), based on need.

Interest Rate: The cost of borrowing money. Student loan interest rates are generally lower than standard loan rates.

Lender: The bank or lending institution from which you take out a loan.

Loan: A type of financial aid that the student must promise to repay with interest.

Merit-Based Financial Aid: Financial aid, usually scholarships, that is not calculated based on need, but rather on academic, athletic, or artistic merit.

Need Analysis: The process of determining a student’s financial need, which typically begins when the FAFSA is filed.

Need-Based Financial Aid: Aid, such as most federal aid, that is awarded based on financial need.

Need-Blind Admissions: An admissions process used by most schools that does not consider the student’s ability to pay. The objective is to eliminate admissions decisions based on whether a student needs financial aid or not.

Net Cost: The difference between a school’s cost of attendance and the financial aid package. The net cost includes all financial aid, such as loans, versus the out-of-pocket cost, which includes only need-based aid. Families should evaluate financial aid awards using the out-of-pocket cost, not net cost, of attending that institution.

Parent Contribution (PC): Unless you’re an independent student, the federal government expects your family to contribute to the cost of your education. The PC is an estimate based on parental income, assets, and other criteria.

Out-of-Pocket Cost: The difference between a school’s cost of attendance and the need-based financial aid package. It indicates the amount the family will need to pay out of savings, income, and loans. Out-of-pocket costs can vary greatly between colleges, depending on how much need is met with grants versus loans. Families should evaluate financial aid awards using the out-of-pocket cost of attending each institution

Parent PLUS Loan: A federally guaranteed loan program that lends credit-worthy parents funds to pay for educational expenses. These loans have a fixed, 7.9% interest rate.

Pell Grant: A form of federal financial aid available mostly to undergraduate students, which does not have to be repaid. Grant amounts depend on student need, school costs, and other criteria, up to a maximum of $5,500 per academic year.

Selective Service Registration: Males ages 18 to 25 must register for the military draft in order to qualify for federal financial aid.

Scholarship: A form of financial aid that does not have to be repaid. Scholarships are often restricted to students in specific courses of study or with academic, athletic, or artistic talent. Schools, non-profit organizations and private entities award them.

Stafford Loan: A federal loan available to undergraduate and graduate students attending college at least half-time. These fixed rate loans, are the most common and one of the lowest-cost ways of paying for school.

Student Aid Report (SAR): The official summary of your FAFSA information, indicating your eligibility for financial aid. The FSA sends the SAR via email a few days after you complete the FAFSA, or by mail within 10 days of filing.

Student Contribution: The amount of money the federal government expects the student to contribute to the cost of education. This amount is included in the EFC and may include a portion of student savings and student work earnings.

Unmet Need: Schools can’t always provide each student with the difference between their ability to pay and the cost of attending the institution. When schools award less financial aid than the student needs, the gap is called “unmet need.”

Variable Interest Rate: A loan rate that can fluctuate during the life of the loan, but usually only up to a set amount within a certain period of time.

Work Study: A federal program that provides part-time jobs for students, allowing them to earn money to pay education expenses.


When the President of the United States announces a National College Application Month, it’s time to step up and make things happen. Here’s a collection of tips, gathered by the Jack Kent Cooke Foundation, for high school students and community college students looking to transfer.

Starting Strategically in High School:

Understanding Your Needs:

Narrowing Your College List:

Attention-Grabbing Application Advice:

Funding College & Financial Aid Basics:

Financial Aid

Animated image of student

Are you or someone in your household college bound? If so, you’ll need to fill out the Free Application for Federal Student Aid (FAFSA) – and don’t worry, it’s not nearly as scary as it sounds.

The U.S. Department of Education created this video, which leads you step-by-step through the application process. Please note, every school has their own deadline for when the FAFSA is due – so it’s best to get it done sooner rather than later, to be on the safe side.

Figuring out how to pay for higher education can be overwhelming and confusing, but there is lots of help out there to make it simpler for you.

Welcome Back!!!!

Welcome back!!  Some important things are happening this week.

  • Jan 9th is the last day to register for the ACT test date of Feb7.  So register now !
  • A representative from Germanna’s apprenticeship program will be here in the career center on Jan 7th @ 10 am to take about how to get involved in Apprenticeships at Germanna Community College.  I hope to see some of you.  Sign up in the School Counseling office or see me.
  • Many deadlines are fast approaching.  Have you made a plan and set goals to accomplish and meet those deadlines???  Sign up to see me and let us get it done!!